Landlord Plan

Tailor a landlord insurance package to suit you.

WFI offers insurance for landlords that you can tailor to suit your investment and can include cover for unfortunate situations such as tenants defaulting on rent or causing damage to your property. WFI Landlord Plan includes the following policies.

• Landlord Building and Contents

  Landlord Building and Contents

  The WFI Landlord Building and Contents policy can provide insurance cover for your building and/or contents. You can choose to insure against events such as fire, storm, theft and vandalism, or against accidental damage.

  The WFI Landlord Building and Contents policy also includes a number of optional benefits you can choose from to ensure that your property is adequately protected.

  The optional benefits include:

   

  • Damage caused by tenants
  • Damage caused by employees
  • Damage caused by tenant's pets
  • Damage caused by employee's pets
  • Tenants rent default cover
  • Loss of rent

  When you take out the WFI Landlord Building and Contents policy the following additional benefits are included:

   

  When you choose to insure your building:

   

  • Costs of demolition and removing building debris
  • Architects and other fees such as surveyors, consulting engineers and legal fees
  • Additional building costs
  • Electrical damage
  • Mortgagee legal costs
  • Fumigation costs
  • Replacement title deeds
  • Environmental benefits such as a rainwater tank facility, solar power system, hot water heat exchange system and/or grey water recycling system
  • Plants shrubs and trees
  • Professional fees you incur in responding to or defending a tax audit relating to your tax liability arising out of the letting of the building

  When you choose to insure your contents:

   

  • Removal of debris of contents from the site
  • Damage to your contents caused by electrical damage

  Please note that limits apply to the amount payable for an additional benefit. 

  For full details, please refer to the Product Disclosure Statement.

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• Landlord Legal Liability

  Landlord Legal Liability

  This policy insures you against your legal liability to pay compensation for personal injury or damage to property caused by an unexpected and unintended event. This policy insures you in your capacity as the owner of the building and or contents. If we agree to indemnify you for a claim made against you, we also pay the reasonable legal costs incurred with our consent.

  For full details, please refer to the Product Disclosure Statement.

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• Domestic Workers (WA Only)

  Domestic Workers (WA Only)

  WFI holds a Workers’ Compensation insurance licence in Western Australia. WFI Landlord Plan clients in WA can therefore select a Domestic Workers policy, which insures you against your legal liability to pay a domestic worker workers’ compensation benefits and common law damages for negligence. We pay up to $50,000,000 for your legal liability to any one or more domestic workers arising out of the one event or series of events. This includes reasonable legal costs in defending an action by a domestic worker against you which you incur with our consent.

  For full details, please refer to the Product Disclosure Statement.

  Request a Quote