Private Plan

Tailor a home insurance package to suit you.

Select the insurance cover you require from a wide range of options. WFI Private Plan includes the following policies.

• Classic Home

  Classic Home

  WFI Classic Home policy can provide insurance cover for both your home and contents against accidental damage, burglary and theft.

  You can insure your home by either nominating a sum insured or, alternatively, we can offer replacement cover, where WFI will return your damaged home as far as possible to its original condition.

  When you select the latter, your home will be repaired, replaced or rebuilt, or we will pay you the reasonable cost to do so.

  Flood is included up to the sum insured of the building and contents unless the choice to opt out of Flood cover has been taken

  If you take out building and contents insurance under this policy you can take advantage of the following additional benefits;

  • Up to $5,000 or the limit of the card for the fraudulent use of credit or cash cards
  • Up to $1,000 towards deterioration of food due to the breakdown of refrigeration or failure of the electricity supply
  • Up to $5,000 towards the repair of an appliance damaged by burning out by electrical current
  • Up to $5,000 for guests' property which is accidentally damaged or stolen
  • Up to $10,000 for carpets and internal window coverings where you have insured 'rented premises'
  • Up to $10,000 for legal costs
  • Up to $2,000 towards fees and charges you incur to discharge a mortgage on your home where it has been destroyed
  • Up to $1,500 for the theft or destruction of plants, shrubs and trees
  • Up to $5,000 towards storage of contents if your home is uninhabitable
  • Up to $2,000 towards replacement keys and locks
  • Up to $30,000 towards temporary accommodation or loss of rental income if the building is uninhabitable
  • Up to $2,500 for damage to fixtures and fittings belonging to your landlord

  We will automatically increase the sum insured for your building and contents to allow for inflation.

  Key fact sheets for our Classic Home and Standard home policies can be found in the important documents section below.

  Being underinsured is a big problem in Australia. You can use WFI's home building and contents calculators available on our website to get an estimate of how much cover you may need.

  For full details, please refer to the Product Disclosure Statement

  Request a Quote
  
• Standard Home

  Standard Home

  You may choose to insure your home and contents under WFI's Standard Home policy. This policy insures you against physical loss of or physical damage to your home building and contents caused by a number of defined events. These include fire, lightning, burglary, theft and storm. There are some types of dwellings and circumstances that are more suited to this type of insurance cover.

  Flood is included up to the sum insured of the building and contents unless the choice to opt out of Flood cover has been taken.

  If you take out building and contents insurance under this policy you can take advantage of the following additional benefits;

  • Up to $2,500 or the limit of the card for the fraudulent use of credit or cash cards
  • Up to $500 towards deterioration of food due to the breakdown of refrigeration or failure of the electricity supply
  • Up to $5,000 towards the repair of an appliance damaged by burning out by electrical current
  • Up to $2,500 for guests' property which is accidently damaged or stolen
  • Up to $10,000 for carpets and internal window coverings where you have insured 'rented premises'
  • Up to $2,000 towards fees and charges you incur to discharge a mortgage on your home where it has been destroyed
  • Up to $1,000 for the theft or destruction of plants, shrubs and trees
  • Up to $5,000 towards storage of contents if your home is uninhabitable
  • Up to $1,000 towards replacement keys and locks
  • Up to $15,000 towards temporary accommodation or loss of rental income if the building is uninhabitable
  • Up to $2,500 for damage to fixtures and fittings belonging to your landlord

  We will automatically increase the sum insured for your building and contents to allow for inflation.

  Key fact sheets for our Classic Home and Standard home policies can be found in the important documents section below.

  Being underinsured is a big problem in Australia. You can use WFI's home building and contents calculators available on our website to get an estimate of how much cover you may need.

  For full details, please refer to the Product Disclosure Statement

  Request a Quote
  
• Personal Legal Liability

  Personal Legal Liability

  WFI also provides insurance cover for personal legal liability. Read more about our personal legal liability.

  For full details, please refer to the Product Disclosure Statement

  Request a Quote
  
• Motor Vehicle

  Motor Vehicle

  We offer three different types of motor vehicle insurance to assist with both your insurance needs. These include comprehensive insurance, fire theft and legal liability, and legal liability.

  Read more about our personal car insurance.

  For full details, please refer to the Product Disclosure Statement

  Request a Quote
  
• Personal Valuables

  Personal Valuables

  WFI also provides insurance cover for personal valuables. Read more about our personal valuables insurance.

  For full details, please refer to the Product Disclosure Statement

  Request a Quote
  
• Pleasure Boat

  Pleasure Boat

  WFI also provides insurance cover for pleasure boats. Read more about our boat insurance.

  For full details, please refer to the Product Disclosure Statement

  Request a Quote
  
• Domestic Workers (WA Only)

  Domestic Workers (WA Only)

  WFI holds a Workers' Compensation insurance licence in Western Australia. WFI Private Plan clients in WA can therefore select a Domestic Workers policy, which insures you against your legal liability to pay workers' compensation benefits and common law damages for negligence for an injury that occurs to a domestic worker during the period of insurance.

  For full details, please refer to the Product Disclosure Statement

  Request a Quote
  
• Personal Accident and Illness

  Personal Accident and Illness

  WFI can provide insurance for Personal Accident and Illness or Personal Accident only. Cover can be arrange for 24 hours or leisure hours only. There is a choice of indemnity periods, either 52 or 104 weeks, plus with flexible waiting periods.

  For full details, please refer to the Product Disclosure Statement

  Request a Quote