Insuring your Business
Office Plan
WFI's Office Plan has been designed specifically for businesses that are conducted in and from offices and consulting rooms. As well as being simple and easy to arrange, the plan can be tailored to your precise circumstances.
WFI Office Plan consists of nine policies that you can choose from to create your insurance package, including:
- Business property damage
- Business interruption
- General property
- Business liability
- Machinery breakdown
- Electronic equipment
- Motor vehicle
- Pleasure boat
- Personal accident and illness
Additional Benefits
The WFI Business Property Damage policy in the plan offers cover for your business property (including buildings) against accidental damage and burglary or theft of property.
At no extra cost, this policy includes* as part of the sum insured for this section, cover for the extra costs associated with rebuilding so as to comply with requirements of public authorities, compensation if floor space is reduced following an insured loss and cover for insured property that is temporarily removed from the business premises. In addition up to $5,000 further protection (this can be increased if required) is automatically included for:
- Employee's business tools, equipment and personal effects
- Customer's property left in your care
- Landscaping costs
- Replacement keys and locks
- Investigating the cause of damage or likely damage from the escape of a liquid
- Architects, surveyors and legal fees
*Subject to the terms & conditions of the policy.
Premium Instalment Plan
Paying annual insurance premiums up front is not always convenient. More people are seeking funding for their business insurance to reduce strain on cash flow and to prevent the tie up of valuable capital.
For your convenience, WFI has arranged for Lumley Finance Limited to offer a Premium Instalment Plan to WFI policyholders. Lumley Finance, a subsidiary of Wesfarmers Limited, is committed to providing high levels of service in Premium Funding.
Product Disclosure Statement
For more information on the WFI Office Plan, download the Product Disclosure Statement below:
